After years of employment, the time comes when you have to retire, and without a salary to rely on, you might have to adapt to frugal living. Still, that does not mean giving up on the finer things in life. If you know where to get them at a lower price, you could end up having the best time of your life in retirement.
Knowing where to get the best deals should not worry you because we have done the homework for you. If you are on a budget and would not mind taking advantage of discounted services for seniors, here is where to find them.
If you haven’t already, consider joining AARP. Membership is only $16 annually and discounts are available many places when you show your card. From car repairs and rentals to dining out and travel, AARP can save you money.
Health and Wellness Deals
As a senior, your health will not be at its best, and you could end up spending most of your money seeking health services. Luckily, Donated Dental Services and the National Association of Free & Charitable clinics know the plight of low-income seniors. They offer senior dental care, medication, and other medical services to low-income seniors at no cost. Here is how you can find them:
nafcclinics.org–find a healthcare clinic
If you need to fill your prescription, RxFreeCard and WellRx.com will help you save up to 80% on prescription drugs through Senior Drug Cards. There are a multitude of prescription savings cards available. Good RX has become very popular. Most pharmacies accept these cards. If you do not have a prescription, Rite Aid also gives 20% off on non-prescription drugs and offers a free consultation to anyone aged 60 and above.
Fitness On A Budget
Keeping fit does not have to dent your budget. Most gyms will offer a discount on their membership fees for seniors. Just ask. Dragonfly Hot Yoga has discounted classes for anyone aged at least 60 years. Silver Sneakers, on the other hand, offers free gym membership for seniors, while Gifts of Healing provide 10% off from Tuesday through Friday for massage sessions booked before 4 pm.
Saving On Food
Depending on your income, you can take advantage of free meals provided by the Meals on Wheels America program. If you are also on the low-income end, the USDA Commodity Supplemental Food Program will supplement your regular meals with food packages such as peanut butter, milk, cereal, and canned food.
Dining Out Discounts
Eating out does not have to poke holes in your budget because many restaurants have great offers for seniors. Chick-fil-A offers 10% off for 55+ seniors, and you might also get a drink or coffee at no extra cost. The same goes for Burger King, Boston Market, Arby’s Applebee’s, among others. However, the discounts vary by location, and each restaurant has an age limit, but the starting age for seniors’ discounts falls between 55 and 65.
If you prefer home-cooked meals, groceries also cater to seniors. Most major grocery stores have a “senior day” where they offer a small discount on grocery bill. Bi-Lo requires that you fill an application form for a BONUSCARD if you are above 60 years old; the card enables you to get 5% off each Wednesday. At Compare Foods Market, seniors who are 60+ get 10% off every Tuesday, while other stores like DeCicco Family Markets offer 10% to seniors aged 62 and above. The discount and day can, however, vary depending on location.
Save On Clothing And More
Being a senior and living on a budget does not mean you lose your sense of fashion, not when there are major brands offering discounts on their clothing. Kohl’s offers a 15% discount on Wednesdays for seniors aged 60+, while Ross gives a 10% discount on Tuesdays to shoppers over 55 years old. Others like Michaels’ and Pep Boys give 10% discounts every day to those who are over the age of 55.
You can also check with T.J. Maxx, Walgreens, Savers, Stein Mart, Goodwill, and Hallmark, among others, that have different days on which they offer deals to seniors. However, you should note that some of these stores only have deals for in-store shopping.
Airline And Hotel Savings
Once the travel bug bites you, you can look up British Airways for incredible travel deals for seniors. Usually, anyone above 65 gets $65 off on any first-class or economy tickets and $200 off the business class tickets.
Other airlines that provide discounted ticket prices to seniors include Delta, United Airlines, Alaska Airlines, America Airlines, and Amtrak. Most require proving your age with a government-issued ID. Public transport companies like Greyhound, Capital Corridor, Peter Pan Bus Lines, and LeeTran also cater to seniors’ needs by offering them discounts.
Hotels have competitive senior discounts to ensure you do not spend beyond your budget. Most hotels and resorts require that you have an AARP (American Association of Retired Persons) membership. They include DoubleTree by Hilton, Grande Shores, Kingsmill Resort, Avista Resort, Atlantis Casino Resort Spa, and Trump Resort, among many more, which offer varied discounts to seniors aged 50 and above.
Discounts At Movie Theaters
You do not have to be stuck at home with the same old movies. Movie theaters are waiting to give you the ideal cinematic experience at a discount. Some theaters have “senior days” where you can receive a discount on your ticket. Other theaters, for instance, Regal Entertainment Group, have everyday discounts for seniors aged 60+.
Museum Discounts and Freebies
Museums don’t always charge admission fees. You many have some in your town that are free to the public. These often can provide some leisure time as well as have educational value. Those that charge a fee for admission will often offer discounts to seniors.
Parks And Zoos
National parks and zoos are also not left behind in ensuring seniors living on a budget still get to enjoy their recreational time. Diggerland Construction Amusement Park offers free admission to anyone aged 65 and above, whereas Dallas Zoo charges a discounted fee of $5 for seniors aged 65 and above. Other recreation facilities with great deals include the Metropolitan Museum of Art, Milwaukee Public Museum, Art Institute of Chicago, New York Yankees, Legacy Fox Greek Golf, among many more. As you can see, almost anywhere you live you can find something to do on a budget.
Savings On Communication
When you live far away from your grandchildren and want to keep in touch with them every day, hefty phone bills could limit communication. Fortunately, there are many telecommunication companies with a variety of deals for seniors.
T-Mobile has a special Unlimited plan for seniors aged 55 and above, in which you get two lines with unlimited data, Talktime, and texts for only $55 monthly. AT&T Senior Nation Plan targets those above 65 years old; for $29.99, you get 200 anytime minutes and unlimited mobile to mobile minutes. Other companies you can look into are GreatCall, CenturyLink, and Verizon Wireless.
Some banks have checking accounts restricted to seniors, while others offer perks to senior account holders. For instance, U.S. Bank has no ongoing minimum balance requirement for seniors who are 65 or older. Therefore, you will not have money stuck in the bank when you are trying to keep up with the bills. The minimum deposit balance is only $25, and it does not charge monthly maintenance fees.
BB&T provides free personal checks for account holders who are 55 and older. You also get to withdraw an early cash deposit without a penalty charge if you have a medical emergency. On the other hand, TD Bank offers free personal checks and money orders if you are 60 and older. The bank also provides discounts on personal and home equity loans.
No matter where you are or what establishment you are visiting, always ask is they offer senior discounts. Businesses do not normally advertise or offer them until you ask.
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